Deputy Care pays you before insurance pays anyone.
They drop off around session 4, usually a session or two before their out-of-pocket cost may drop to around $55.
One session before the deductible is met. You lose them. They lose care.
Insurance explanations, superbills, denied claims, hours spent on admin that has nothing to do with therapy.
You joined a panel to stay accessible. The panel didn't return the favor.
Benefits are verified, costs are calculated upfront, and claims are managed through to completion.
Insurance benefits are confirmed before the first session.
The client sees their exact out-of-pocket cost based on coverage.
You receive your full rate, while the client pays their portion.
Claims are followed through until fully finalized.
Deputy Care has made financial conversations with new clients so much easier. Instead of explaining out-of-network billing, I can simply let them know their benefits will be checked and costs clearly outlined before we begin to work together. The platform makes everything transparent, and clients often realize they have more coverage than anticipated.
My work together with Deputy Care has been nothing less than amazing. They have made it possible for me to have the kind of practice I want without the headache of dealing with insurance companies. They are great folks to work with as well.
SimplePay has made it so I don't end up talking about money or fees with my clients at all. They know what they can expect. Deputy Care has provided me with loads of relief and convenience so I can focus on my practice, as well as the rest of my daily living.
Join the community of therapists already using Deputy Care to retain clients and get paid faster.
Create your free accountYes — Deputy Care pays out-of-network therapists their full session rate the same week, before insurance reimburses anyone. The client pays their portion at the time of the session, typically $55–$90 once their deductible is met, and Deputy Care covers the remaining balance immediately. We submit the claim and wait for insurance on our end.
With Deputy Care, therapists receive their full rate weekly — on the day they choose. Every session completed that week gets paid, regardless of where the claim stands.
Benefits verification, billing, claims submission, tracking, and reporting are all free for therapists. The claims processing fee is covered by the client. SimplePay — the feature that advances the full cash-pay rate at session time — is $19/month.
Deputy Care manages the denial directly — resubmitting the claim and following up with insurance without involving the therapist or client. By the time a denial happens, the therapist has already been paid in full.
Setup takes under ten minutes. Adding a client takes two more. Client benefits are verified within 24 hours — so everything is confirmed before the first session happens.
Therapists switch to Deputy Care in under ten minutes — free account, zero contracts, and no changes to existing scheduling or EHR tools. Deputy Care runs alongside whatever the practice already uses, so sessions keep running without interruption from day one.